Ideal for: Sole traders & new businesses
- Budget planner with UK templates
- 12-month profit forecast
- Monthly cash flow overview
- Foundations learning track
- Email support


Budget, forecast cash flow, track your key numbers and learn the essentials of business finance — all in one simple app built for UK small businesses.
Start with the tools you need today and move up as your business grows. Every plan includes UK templates, secure access and friendly support.
Ideal for: Sole traders & new businesses
Ideal for: Established small businesses
Ideal for: Owners, managers & teams
How it works: prices are per month and exclude VAT. Payments are not taken on this website — send us a request and we will set up your account and send secure payment details within 24 hours. You can change or cancel your plan in line with our Terms of Service.
UsGoldApp turns scattered spreadsheets, bank statements and guesswork into a clear picture of your business. Plan your budget, see your cash flow ahead of time and learn what your numbers mean — without needing a finance background.
Practical,
Hands-On Lessons
Built for UK
Small Businesses

From your first request to your first forecast, getting started with UsGoldApp is quick, simple and fully supported.
Pick the plan that fits your business and send us a short request. It takes less than two minutes.
Enter your income, costs and upcoming payments. Simple UK templates guide you step by step.
We contact you within 24 hours, activate your account and help you get started.
Use forecasts, dashboards and short lessons to make better financial decisions every month.
The in-app Learning Hub is organised into three levels of short, practical lessons, so you can start where you are and progress at your own pace — whether you are launching your first venture or leading a growing team.
Clear, jargon-free advice on budgeting, cash flow, funding and growth. Read the tips, then put them into practice with UsGoldApp.
Practical advice on building a realistic budget, planning income and expenditure, setting financial goals and forecasting profit.
How to get paid faster, keep outgoings under control and look ahead, so a profitable business never runs short of cash.
From gross margin to break-even, the key figures every business owner should be able to read, calculate and act on.
We measure our success by the confidence our users gain. Here is what some of the business owners using UsGoldApp have told us.
“The cash flow view shows me exactly what is coming in and going out each week. I finally feel in control of the business.”
“The budget planner helped us understand our margins on every job. Quoting feels far less like guesswork now.”
“Having our forecast in one place made our conversation with the bank much more straightforward.”
“Our managers check the same KPI dashboard every month. Budget meetings are far more focused and productive.”
“The short lessons are brilliant — clear, practical and no jargon. Great value for a new business owner like me.”
Answers to common questions about the app, our plans and billing, and how we handle your data.
UsGoldApp is a financial planning app for UK small businesses. It brings together a budget planner, cash flow forecasting, a KPI dashboard and a Learning Hub of short, practical lessons — so you can understand your numbers and plan ahead in one place.
Sole traders, start-ups, small and medium-sized businesses, and the owners or managers responsible for their finances. No accounting background is needed.
No. UsGoldApp helps you plan, forecast and understand your figures day to day. Your accountant still prepares your statutory accounts and tax returns — and the app can make those conversations easier.
Our blog publishes practical articles on planning, cash flow, funding and growth, and the in-app Learning Hub goes into more depth.
Choose a plan and send us a short request. We will contact you within 24 hours to set up your account and send secure payment details. No payment is taken through this website.
No. Plan prices are shown per month and exclude VAT, which is added at the standard UK rate.
Yes. You can move between plans as your business changes, and you can cancel your subscription at any time with effect from the end of your current billing period. Full details are in our Terms of Service.
Starter suits sole traders and new businesses, Growth suits established businesses that need weekly cash flow forecasting and KPIs, and Team suits businesses where several people manage the numbers. Not sure? Choose "help me choose" in the form and we will advise.
Your data is handled in line with UK GDPR. We never sell it and never share it without your permission, except where the law requires. See our Privacy Policy.
No. UsGoldApp provides planning tools and educational content. It does not provide regulated investment, pension, tax or legal advice. Where you need that, please speak to a suitably qualified professional.
No app can guarantee financial results — they depend on many factors, including market conditions and the decisions you take. UsGoldApp aims to give you clearer information so you can make better-informed decisions.
Email or call us. We aim to respond to every message within 24 hours on working days, and Team plan users receive priority support.
Not sure which plan is right, or want to know more about a feature? Send us a message and we will get back to you within 24 hours.