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The Financial Planning App for Small Businesses

The Smarter Finance App For Small Business Owners

Budget, forecast cash flow, track your key numbers and learn the essentials of business finance — all in one simple app built for UK small businesses.

0+ Built-In Tools
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0% Built for the UK
Our Pricing Plans

Simple Monthly Plans For Every Business

Start with the tools you need today and move up as your business grows. Every plan includes UK templates, secure access and friendly support.

Starter
£12
Per Month + VAT

Ideal for: Sole traders & new businesses

  • Budget planner with UK templates
  • 12-month profit forecast
  • Monthly cash flow overview
  • Foundations learning track
  • Email support
Choose Starter
Growth
£29
Per Month + VAT

Ideal for: Established small businesses

  • Everything in Starter
  • 13-week rolling cash flow forecast
  • KPI dashboard
  • Best, expected & cautious scenarios
  • Full Learning Hub access
Choose Growth
Team
£59
Per Month + VAT

Ideal for: Owners, managers & teams

  • Everything in Growth
  • Up to 5 team members
  • Departmental budget tracking
  • Funding-ready report templates
  • Priority support
Choose Team

How it works: prices are per month and exclude VAT. Payments are not taken on this website — send us a request and we will set up your account and send secure payment details within 24 hours. You can change or cancel your plan in line with our Terms of Service.

One App for Smart Owners

Your Business Finances, Finally In One Clear Place

UsGoldApp turns scattered spreadsheets, bank statements and guesswork into a clear picture of your business. Plan your budget, see your cash flow ahead of time and learn what your numbers mean — without needing a finance background.

0%

Practical,
Hands-On Lessons

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Built for UK
Small Businesses

  • Plain-English Tools
  • Private & Secure
  • UK VAT & GBP Ready
  • Friendly Support
Golden bull sculpture symbolising business growth
How It Works

Four Simple Steps to Financial Clarity

From your first request to your first forecast, getting started with UsGoldApp is quick, simple and fully supported.

01

Choose Your Plan

Pick the plan that fits your business and send us a short request. It takes less than two minutes.

03

Add Your Figures

Enter your income, costs and upcoming payments. Simple UK templates guide you step by step.

02

Set Up Your Account

We contact you within 24 hours, activate your account and help you get started.

04

Plan, Learn & Grow

Use forecasts, dashboards and short lessons to make better financial decisions every month.

App Features

Everything You Need to Understand Your Numbers

01

Budget Planner

Build a realistic budget from your real costs, with UK-friendly categories and owner drawings built in.

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02

Cash Flow Forecast

See money coming in and going out week by week, and spot potential cash gaps before they arrive.

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03

KPI Dashboard

Track a small set of key numbers — margins, debtor days, budget variance — on one clear screen.

Read More
04

Learning Hub

Short, practical lessons that explain profit, margins, pricing and financial statements in plain English.

Read More
05

Funding Toolkit

Templates for forecasts and business plan summaries that help you prepare before approaching a lender or investor.

Read More
06

Growth Planner

Test growth ideas, new hires and new revenue streams against your numbers before you commit.

Read More
07

Private by Design

Your data is handled in line with UK GDPR. We never sell it and never share it without your permission.

Read More
08

Built for the UK

Pounds sterling, UK VAT periods and the financial year conventions small UK businesses actually use.

Read More
Learning Hub

Build Financial Confidence Step by Step

The in-app Learning Hub is organised into three levels of short, practical lessons, so you can start where you are and progress at your own pace — whether you are launching your first venture or leading a growing team.

Level 01 Foundations Reading the numbers
Level 02 Applied Finance Costing, pricing, cash
Level 03 Leadership KPIs, budgets, risk
Read Free Tips on Our Blog
From Our Blog

Practical Money Tips for Small Business Owners

Clear, jargon-free advice on budgeting, cash flow, funding and growth. Read the tips, then put them into practice with UsGoldApp.

What Our Users Say

Real Businesses, Real Progress

We measure our success by the confidence our users gain. Here is what some of the business owners using UsGoldApp have told us.

“The cash flow view shows me exactly what is coming in and going out each week. I finally feel in control of the business.”
Sarah M.Owner, Independent Café
“The budget planner helped us understand our margins on every job. Quoting feels far less like guesswork now.”
James R.Director, Joinery Firm
“Having our forecast in one place made our conversation with the bank much more straightforward.”
Priya K.Co-founder, Online Retailer
“Our managers check the same KPI dashboard every month. Budget meetings are far more focused and productive.”
Daniel O.Managing Director, Logistics SME
“The short lessons are brilliant — clear, practical and no jargon. Great value for a new business owner like me.”
Emma W.Founder, Beauty Studio
Frequently Asked Questions

Need Help? Check Our FAQs

Answers to common questions about the app, our plans and billing, and how we handle your data.

UsGoldApp is a financial planning app for UK small businesses. It brings together a budget planner, cash flow forecasting, a KPI dashboard and a Learning Hub of short, practical lessons — so you can understand your numbers and plan ahead in one place.

Sole traders, start-ups, small and medium-sized businesses, and the owners or managers responsible for their finances. No accounting background is needed.

No. UsGoldApp helps you plan, forecast and understand your figures day to day. Your accountant still prepares your statutory accounts and tax returns — and the app can make those conversations easier.

Our blog publishes practical articles on planning, cash flow, funding and growth, and the in-app Learning Hub goes into more depth.

Contact Us

Have Questions?
Don't Hesitate to Contact Us

Not sure which plan is right, or want to know more about a feature? Send us a message and we will get back to you within 24 hours.

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New blog articles, practical money tips and UsGoldApp product updates, sent to your inbox about once a month. No spam — unsubscribe at any time.